Speak to debt charity, Debt Support Trust, free on 0800 085 0226 if you need help with your debt problems.
If you’re suffering with debt then this advice page will give you a number of options. You can get quick and immediate debt help right now by completing our debt analyser form or by telephoning 0800 085 0226.
There are lots of ways to become debt free and we can help you find yours, whether you’re looking to find out how to get an IVA or have a question about debt management, we’re here to help.
Advice is confidential, free and impartial.
Debt Help Advice
At Debt Support Trust, our charity volunteers and advisors get to know you before trying to help with debt problems. We understand your situation so as our debt advice will work long term to help you get out of debt and stay debt free.
That’s why one solution doesn’t suit everybody. What’s right for one person, may not be best for another. But don’t worry, we always provide every available debt solution to help you make an informed decision about your debts.
Help Me With Low Debt Problems
Small debts, which are described as debts under £10,000, can often be more difficult to clear for some people than larger debts. But with our charities support, we’ll be able to help you with your debt worries.
There are a range of debt solutions which can help for people with low debt, such as a debt management plan. The debt management solution helps repay all of the unsecured debt (credit cards, personal loans etc) but just over a longer period of time.
For help with your debts, please telephone Debt Support Trust or complete a debt analyser form.
How Do You Get Out Of Debt?
One solution to debt is an IVA? An Individual Voluntary Arrangement is a debt solution for people who have debt above £12,000 and are unable to meet their contractual payments as they fall due.
The IVA will:
- Help you become debt free, usually within 5 years
- Allow you to pay one monthly payment to one company
- Freeze interest and charges
- Help you become debt free
The full benefits and the negatives of an IVA are on our IVA page.
How Do I Get An IVA?
There are various stages to be accepted for an Individual Voluntary Arrangement. The first stage is to understand if the solution is right for you. The IVA can have positive and negative attributes and should never be entered without professional debt advice being sought. If you would like to check if an IVA would help with your debt problem, please call 0800 085 0226.
As Debt Support Trust we are a registered debt advice charity providing professional support to help you with debt problems, so we must give you every possible debt solution. You can then decide which debt solution will be best for you.
Charity Debt Support Advice
Call Debt Support Trust today to help you with your debt problem on 0800 085 0226. We are open from 8am to 7pm Monday to Friday.