Debt Management Calculator – Now Live on Debt Support Trust

Debt Support Trust has launched a new debt management calculator which enables people to contrast the time and cost savings when entering a debt management plan with a for profit debt management company or charity.

The debt calculator is a system which enables somebody in debt to input their unsecured debt, their monthly disposable income and also change the fees charged by a for-profit debt management company to get a realistic answer.

Once the information has been entered, the calculator will give the following information;

  • the fees which the person in debt has to directly pay
  • provide a comparison between both for-profit and not for profit companies

You can access and use the debt management calculator here.

Please note, within a debt management plan the company administering the solution will try to freeze interest and charges. Our debt management calculator assumes interest and charges have been frozen. If they interest and charges are unable to be frozen then it may take longer to repay your debt than estimated.


Debt Support Trust is a registered debt advice charity (SC041902) providing debt advice on a range of debt solutions including;

Benefits Advice

General Debt Advice

Individual Voluntary Agreement (IVA)

Protected Trust Deed