Protected Trust Deed Statistics 2010-2011 | Debt Advice Scotland -
UK Wide Debt Advice Charity
Call us at 0800 085 0226
E-mail: contact@debtsupporttrust.org.uk

Protected Trust Deed Statistics 2010-2011

Statistics for Protected Trust Deeds: 2010 - 2011

A Protected Trust Deed is a debt solution available to people living in Scotland from Inverness to the borders and Glasgow to Edinburgh. The Trust Deed is an insolvency solution which somebody may consider if they are unable to repay the money they borrowed over a sensible period of time.

With the introduction of the certificate of sequestration the number of Protected Trust Deeds fell in the last year (April 2010 to March 2011) to 7,980 from 9,188. The table below shows the total number of Protected Trust Deeds and Bankruptcies over recent years:

 

Trust Deed stats

Source: AIB.gov.uk

 

Scottish Protected Trust Deed postcode statistics

The Protected Trust Deed statistics show that between April 2010 and March 2011 there were 7,980 Protected Trust Deeds granted. A team at Debt Support Trust has analysed the information to find out where across the Scotland people were entering a Protected Trust Deed in order to resolve their debt problem.

 

Debt Advice Scotland

Debt advice in Scotland covers a number of different debt solutions, including the Protected Trust Deed. The Debt Arrangement Scheme is one route to repay all of your debt and protect your property. Debt Arrangement Scheme (DAS) was introduced as a better alternative for people living in Scotland to the Debt Management Plan.

You may also want to consider the certificate of sequestration if you cannot meet a Trust Deed and do not qualify for the Low Income Low Asset route to Bankruptcy.

Debt advice in Scotland covers numerous topics and the most suitable was to check what debt solutions you would be applicable for as a Scottish person is to call Debt Support Trust on 0800 085 0226.

 

Protected Trust Deed Statistics by Postcode

The top area in Scotland for people entering a Protected Trust Deed is Greater Glasgow where 2,000 people entered a Protected Trust Deed in 2010-2011. This represents 25% of total number of Trust Deeds. The table below shows a summary of Protected Trust Deeds by postcode.

Trust Deed by Postcode

 

Postcode          

Number of Protected Trust Deeds

G

2000

EH

1145

ML

765

KA

708

KY

623

PA

600

FK

494

AB

462

DD

365

IV

234

PH

206

DG

182

TD

110

KW

49

HS

16

ZE

14

Edinburgh residents were second largest for entering the Protected Trust Deed to resolve with their debts. Glasgow and Edinburgh being the largest is not surprising as a majority of people live in Scotland's two largest cities. Whether you need debt advice in a G postcode or debt help in EH, if a Trust Deed is applicable it will typically be the same solution.

 

Where in Scotland are the worst hit areas?

We've then looked closer at where in Scotland Trust Deeds are most common. We've done this by assessing the first half of the postcode. The 5 areas in Scotland where people are most likely to enter a Protected Trust Deed in 2010-2011 are

Postcode

Number of Protected Trust Deed

Town

KY11

144

Inverkeithing

ML5

114

Coatbridge

ML6

113

Airdrie

EH54

110

Livingston

G81

105

Clydebank

Stuart Carmichael, Trustee of charity Debt Support Trust said, "The information confirms that debt affects everybody and is not confined to a select range of postcodes.  Whilst the number of Protected Trust Deeds has declined, the overall insolvency picture in Scotland is still concerning."

The rest of the findings by specific debt location are below. Use our Protected Trust Deed checker and enter the first half of your postcode to see how many Protected Trust Deeds were in your area between March 2010 - April 2011. Use the Protected Trust Deed checker here.

KY11

144

ML5

114

ML6

113

EH54

110

G81

105

PA2

98

ML2

97

G72

95

KA3

93

G67

92

ML1

92

G33

88

ML3

83

G75

78

ML11

76

G53

73

G66

71

EH22

70

FK2

70

G52

70

IV2

68

DD4

67

G32

66

KY8

66

PH1

64

FK10

62

PA3

62

FK1

61

G74

61

G82

61

G83

61

EH48

60

G69

60

DD3

59

DD8

57

EH47

57

G21

57

PA1

56

FK7

55

KY4

55

PA4

55

KY1

54

KY12

54

KA1

53

EH21

52

G73

52

DD2

51

EH11

51

KY2

51

G13

50

FK3

49

KA18

49

PA16

49

G68

48

G78

48

ML4

48

AB16

47

G71

47

KA6

46

ML8

46

ML9

46

PA15

46

KA7

45

PA5

45

KA8

44

DG1

43

DG2

43

FK4

43

G20

43

G44

43

KY5

43

EH4

42

EH14

41

FK6

41

EH6

40

EH52

39

AB24

38

EH12

38

KY7

38

PH2

38

EH32

37

IV30

37

KA11

37

EH17

36

FK5

36

G31

36

G51

36

EH7

35

KA13

35

G15

34

G42

34

KA12

34

KA9

33

AB42

32

DD5

32

G22

32

KY16

32

PA14

32

AB51

31

EH16

30

EH51

30

G14

30

G65

30

KY6

30

PA8

30

DD11

29

G45

29

G46

29

G84

29

G64

28

G11

27

G41

27

G61

27

AB12

26

AB21

26

AB41

24

EH15

24

EH33

24

KA30

24

ML7

24

TD5

24

AB43

23

DD10

23

EH19

23

G40

23

IV3

23

KA20

23

PA19

23

EH5

22

FK8

22

AB10

21

EH3

21

EH8

21

KA25

21

KA5

21

AB11

20

AB15

20

EH26

20

G34

20

AB56

19

EH49

19

EH53

19

G77

19

EH41

18

G43

18

KA26

18

KY3

18

PH33

18

AB25

17

EH23

17

EH55

17

KA21

17

KY15

17

DD9

16

DG12

16

G12

16

G3

16

G60

16

KA10

16

KA24

16

EH10

15

G23

15

G76

15

KA17

15

ML12

15

TD1

15

DD7

14

DG11

14

EH20

14

EH42

14

KA2

14

KW14

14

AB22

13

FK9

13

KA22

13

PA23

13

PH10

13

TD9

13

AB31

12

AB39

12

DG8

12

DG9

12

EH13

12

EH45

12

G5

12

KA15

12

PA28

12

TD11

12

FK12

11

G62

11

IV12

11

IV17

11

KW1

11

ML10

11

AB23

10

AB54

10

DD6

10

DG10

10

PA34

10

TD6

10

AB30

9

AB45

9

AB53

9

EH30

9

G63

9

KY14

9

PA20

9

PH3

9

PH7

9

ZE1

9

DG7

8

FK15

8

G1

8

IV31

8

IV36

8

PA6

8

DD1

7

DG5

7

EH40

7

FK13

7

FK17

7

HS1

7

KA19

7

PA31

7

PH13

7

PH22

7

PH26

7

TD2

7

TD8

7

AB14

6

DG4

6

EH25

6

EH34

6

HS2

6

IV19

6

IV51

6

KA16

6

KA23

6

KW15

6

KW17

6

KY10

6

KY13

6

PA11

6

PA9

6

AB32

5

AB38

5

AB52

5

EH24

5

EH39

5

IV18

5

IV4

5

PA10

5

PA37

5

ZE2

5

EH1

4

EH18

4

EH35

4

EH44

4

G4

4

IV14

4

IV25

4

IV8

4

KA27

4

PA12

4

PA7

4

PH15

4

PH6

4

TD12

4

TD15

4

TD7

4

AB34

3

DG16

3

DG3

3

DG6

3

EH28

3

EH9

3

FK14

3

IV1

3

IV15

3

IV20

3

IV40

3

IV6

3

IV63

3

KA29

3

KW10

3

KW16

3

KW3

3

PA43

3

PH4

3

PH8

3

TD14

3

AB13

2

AB33

2

AB36

2

AB44

2

AB55

2

DG13

2

EH29

2

EH37

2

FK16

2

FK18

2

IV11

2

IV16

2

IV26

2

IV32

2

IV55

2

KA4

2

KW9

2

PA17

2

PA30

2

PA77

2

PH11

2

PH16

2

PH20

2

PH21

2

PH25

2

PH35

2

PH49

2

TD10

2

TD13

2

TD3

2

EH2

1

FK11

1

FK21

1

G2

1

HS12

1

HS7

1

HS9

1

IV13

1

IV23

1

IV24

1

IV5

1

IV7

1

IV9

1

KA14

1

KW12

1

PA13

1

PA18

1

PA21

1

PA29

1

PA42

1

PA75

1

PH12

1

PH19

1

PH32

1

PH41

1

PH5

1

PH9

1

TD4

1

We've then looked closer at where in Scotland Trust Deeds are most common. We've done this by assessing the first half of the postcode. The 5 areas in Scotland where people are most likely to enter a Protected Trust Deed in 2010-2011 are

Postcode                             Number of Trust Deeds                                Town

KY11

144

Inverkeithing

ML5

114

Coatbridge

ML6

113

Airdrie

EH54

110

Livingston

G81

105

Clydebank

 

Stuart Carmichael, Trustee of charity Debt Support Trust said, "The information confirms that debt affects everybody and is not confined to a select range of postcodes.  Whilst the number of Protected Trust Deeds has declined the overall insolvency picture in Scotland is still concerning and likely to get worse before it gets better."

The rest of the findings by specific debt location are:

KY11

144

ML5

114

ML6

113

EH54

110

G81

105

PA2

98

ML2

97

G72

95

KA3

93

G67

92

ML1

92

G33

88

ML3

83

G75

78

ML11

76

G53

73

G66

71

EH22

70

FK2

70

G52

70

IV2

68

DD4

67

G32

66

KY8

66

PH1

64

FK10

62

PA3

62

FK1

61

G74

61

G82

61

G83

61

EH48

60

G69

60

DD3

59

DD8

57

EH47

57

G21

57

PA1

56

FK7

55

KY4

55

PA4

55

KY1

54

KY12

54

KA1

53

EH21

52

G73

52

DD2

51

EH11

51

KY2

51

G13

50

FK3

49

KA18

49

PA16

49

G68

48

G78

48

ML4

48

AB16

47

G71

47

KA6

46

ML8

46

ML9

46

PA15

46

KA7

45

PA5

45

KA8

44

DG1

43

DG2

43

FK4

43

G20

43

G44

43

KY5

43

EH4

42

EH14

41

FK6

41

EH6

40

EH52

39

AB24

38

EH12

38

KY7

38

PH2

38

EH32

37

IV30

37

KA11

37

EH17

36

FK5

36

G31

36

G51

36

EH7

35

KA13

35

G15

34

G42

34

KA12

34

KA9

33

AB42

32

DD5

32

G22

32

KY16

32

PA14

32

AB51

31

EH16

30

EH51

30

G14

30

G65

30

KY6

30

PA8

30

DD11

29

G45

29

G46

29

G84

29

G64

28

G11

27

G41

27

G61

27

AB12

26

AB21

26

AB41

24

EH15

24

EH33

24

KA30

24

ML7

24

TD5

24

AB43

23

DD10

23

EH19

23

G40

23

IV3

23

KA20

23

PA19

23

EH5

22

FK8

22

AB10

21

EH3

21

EH8

21

KA25

21

KA5

21

AB11

20

AB15

20

EH26

20

G34

20

AB56

19

EH49

19

EH53

19

G77

19

EH41

18

G43

18

KA26

18

KY3

18

PH33

18

AB25

17

EH23

17

EH55

17

KA21

17

KY15

17

DD9

16

DG12

16

G12

16

G3

16

G60

16

KA10

16

KA24

16

EH10

15

G23

15

G76

15

KA17

15

ML12

15

TD1

15

DD7

14

DG11

14

EH20

14

EH42

14

KA2

14

KW14

14

AB22

13

FK9

13

KA22

13

PA23

13

PH10

13

TD9

13

AB31

12

AB39

12

DG8

12

DG9

12

EH13

12

EH45

12

G5

12

KA15

12

PA28

12

TD11

12

FK12

11

G62

11

IV12

11

IV17

11

KW1

11

ML10

11

AB23

10

AB54

10

DD6

10

DG10

10

PA34

10

TD6

10

AB30

9

AB45

9

AB53

9

EH30

9

G63

9

KY14

9

PA20

9

PH3

9

PH7

9

ZE1

9

DG7

8

FK15

8

G1

8

IV31

8

IV36

8

PA6

8

DD1

7

DG5

7

EH40

7

FK13

7

FK17

7

HS1

7

KA19

7

PA31

7

PH13

7

PH22

7

PH26

7

TD2

7

TD8

7

AB14

6

DG4

6

EH25

6

EH34

6

HS2

6

IV19

6

IV51

6

KA16

6

KA23

6

KW15

6

KW17

6

KY10

6

KY13

6

PA11

6

PA9

6

AB32

5

AB38

5

AB52

5

EH24

5

EH39

5

IV18

5

IV4

5

PA10

5

PA37

5

ZE2

5

EH1

4

EH18

4

EH35

4

EH44

4

G4

4

IV14

4

IV25

4

IV8

4

KA27

4

PA12

4

PA7

4

PH15

4

PH6

4

TD12

4

TD15

4

TD7

4

AB34

3

DG16

3

DG3

3

DG6

3

EH28

3

EH9

3

FK14

3

IV1

3

IV15

3

IV20

3

IV40

3

IV6

3

IV63

3

KA29

3

KW10

3

KW16

3

KW3

3

PA43

3

PH4

3

PH8

3

TD14

3

AB13

2

AB33

2

AB36

2

AB44

2

AB55

2

DG13

2

EH29

2

EH37

2

FK16

2

FK18

2

IV11

2

IV16

2

IV26

2

IV32

2

IV55

2

KA4

2

KW9

2

PA17

2

PA30

2

PA77

2

PH11

2

PH16

2

PH20

2

PH21

2

PH25

2

PH35

2

PH49

2

TD10

2

TD13

2

TD3

2

EH2

1

FK11

1

FK21

1

G2

1

HS12

1

HS7

1

HS9

1

IV13

1

IV23

1

IV24

1

IV5

1

IV7

1

IV9

1

KA14

1

KW12

1

PA13

1

PA18

1

PA21

1

PA29

1

PA42

1

PA75

1

PH12

1

PH19

1

PH32

1

PH41

1

PH5

1

PH9

1

TD4

1

 

*Please note there is a discrepancy between the 7980 Trust Deeds Protected and the 7973 postcodes. This is from the raw data and likely to be because some Protected Trust Deeds were registered without the person in debts postcode.