When you're struggling with debt it's a difficult period in your life. It can affect you life in various ways, including lack of sleep, fear of bailiffs at your door or your friends and family finding out about the extent of your money problems.
There is good news - we can help at Debt Support Trust. Our charity offers not for profit money advice to help resolve your money issues.
You can call Debt Support Trust on 0800 085 0226 or complete our debt analyser form to understand which debt solutions you may be suitable for.
Help to Resolve Money Worries
Your money worries could be as little as £100 or it could be larger than £100,000. We help everybody with money problems, little or large. If you're unemployed but have a £100 debt then that can be harder than a large debt which is into the thousands.
Resolving money problems starts with you taking proactive steps. You could read about the debt solutions on our website, give us a call to speak to a friendly advisor or get help via our debt analyser form. There is always at least one route back out of debt and we can help you start this process.
A life in debt has a negative impact on relationships, work and your general well being, but struggling with debt alone is not necessary. There are a variety of debt solutions which you could be suitable for depending on your income, expenditure, level of debt and equity in your assets.
It's our responsibility to take the burden of debt off your shoulders and help you back to a debt free life. We do this by completing a 15 minute questionnaire over the phone. It's informal and if you don't know any of the answers, like the exact amount of debt you have, then that's not a problem. Our charity advisors will be able to give you general advice based on your rough situation in this instance.
At the end of your call you will have at least one route to consider which will help you become debt free again. You don't have to struggle with debt alone, we can tell you which debt solutions you would be best suited for.
Struggling to Pay Debt On Time
If you're struggling to pay your contractual obligations on time then you may already know that you have a debt problem. It's by rectifying these debt problems that you get your life back on track.
You may feel the debt is too large to repay in full or that you will be in debt for the rest of your life. Many debt solutions will allow you to repay your debt in an affordable way and some even allow you to write off some of the debt so you're not in debt forever.
There are some debt solutions that will guarantee to freeze your interest and charges too. Most debt solutions will affect your credit file and a default could be added which would last for 6 years and could mean obtaining credit in the future is harder. However, your credit rating can improve again after you have resolved your money worries.
If you're struggling with debt and need help to get your debt problems resolved then speak to a number of charities about your money worries. You'll get confidential advice and be taking the first step towards a debt free life.
You can call Debt Support Trust on 0800 085 0226.